Midkey is Australia’s first NO MONTHLY PAYMENTS home loan for mid-life. Our new and innovative first and second mortgages enable mid-life Australians to either i) unlock the substantial wealth in their homes by accessing additional debt when traditional lenders cannot, or ii) reduce the regular payments of their existing home loan and, therefore free up their cash flow. By deferring payments until the end of the home loan, Midkey offers Australian households new choices and flexibility. A Midkey enables borrowers to take advantage of opportunities or address growing challenges such as rising interest rates, the increased cost of living, income constraints, and the rigorous loan serviceability assessments used by traditional lenders. Midkey was founded in 2021 with a vision to help midlife Australians solve their financial challenges and realise their financial goals.