Midkey is Australia’s first NO MONTHLY PAYMENTS home loan for mid-life. Borrowers typically use our innovative first and second mortgages to either i) unlock the wealth in their homes when loan serviceability of traditional debt is an issue, or ii) replace their traditional debt and therefore improve their monthly cash flow.
By deferring payments until the end of the home loan, Midkey offers Australian households new choices and flexibility. A Midkey enables borrowers to take advantage of opportunities or address growing challenges such as rising interest rates, the increased cost of living, income constraints, and the rigorous loan serviceability assessments used by traditional lenders.
Midkey was founded in 2021 with a vision to help midlife Australians solve their financial challenges and realise their financial goals.