Lumni designs, markets and manages "Income Share Agreements", an innovative investment vehicle for financing education. Students agree to pay a fixed percentage of their individual incomes for a predetermined number of months after graduation, similar to an equity investment. The arrangement passes part of the risk of investing in education from the student to the investor, who is in a better position to diversify it. We are global pioneers in raising private funds for the education of talented young people that may have their futures at risk by not having the means to finance their higher education. For over 10 years, we have helped thousands of young people from Chile, Colombia, USA, Mexico and Peru, investing in their talent through our investment funds. To date, Lumni has provided higher education financing to over 10,000 students and mobilized more than $46M USD in capital from over 200 investors. Lumni has received awards from the World Economic Forum, Endeavor, Ashoka, UBS, Clinton Global Initiative, and the IADB, among others