We are the UK's leading affordable housing aggregator. We issue long-term bonds in the Sterling capital markets and on-lend the proceeds to housing associations (HAs). Throughout our history, we have demonstrated our commitment to the social purpose of housing associations by innovating new products to achieve the best possible terms of funding, allowing our 160+ HA borrowers to grow and meet the demand for affordable housing. As a not-for-profit, our surpluses are retained and reinvested to ensure THFC can continue to provide competitively priced funding for HAs long into the future.