Helvengo’s data-driven insurance platform changes the way how risks are assessed, losses are mitigated, and insurance is delivered. Our state-of-the-art platform enables - risk carriers to leverage the benefits of data across the value chain - data providers (e.g., manufacturers) to integrate their solutions with insurance propositions - distribution partners to sell new data-driven insurance solutions and - service providers to improve existing processes and access new business At Helvengo, we run a full-service approach. In addition to our platform, we handle insurance product development and pricing with our team of product developers and underwriters and connect operations and claims professionals. This allows for a faster time-to-market with products that better serve risk carriers and customers. We showcase our capabilities with our IoT-based building insurance product. For the building insurance industry, which is struggling with high loss ratios that are mainly driven by a large number of tap water claims, Helvengo offers an innovative insurance solution which is incorporating sensor technology and data-driven underwriting. The first insurance solution in Europe which makes IoT sensors an integral and loss-ratio-relevant part of the insurance product!