We are a not-for-profit, ethical saving and loans co-operative for people living, working and / or studying in the Liverpool City Region. We are all about local money for local people. We offer simple savings and fairer loans that are flexible and cost-effective, to meet our members' needs. We welcome everyone, including those who have no access to High Street banks or are on benefits. Our loans are also a way of building a healthier credit history. Our members are people like you. You can borrow from us, benefitting from competitive rates, and save with us, getting a share of the profits from an annual dividend. All savings are completely safe and covered by the Financial Services Compensation Scheme (up to £85,000). For further information, please visit our website at www.centralcu.co.uk