We know the cost of living ….. Pennywise Consultants are financial lifestyle analysts who specialise in creating and challenging lifestyle and household budgets. If you want to know how much money you need to finance your personal life, your children, your pets and your property, now and in the future, then this is the service for you. Our Income Needs Schedules are used for divorce, mediation, Inheritance Act claims, financial planning and dispute resolution. We work in conjunction with lawyers, barristers, mediators, financial advisors and divorce coaches to provide an all-encompassing, cost-effective service for our clients. Our budgets are clear, easy to understand and presented in a format accepted by lawyers, barristers and judges. We take the guesswork out of budgeting, allowing us to provide certainty during uncertain times. We have a reputation for being accurate, efficient, responsive, fair and realistic and are used by most of the top tier law firms in England and Wales.