Josh Krueger American Income Life Before joining American Income Life Insurance Company (AIL) in 2014, Josh Krueger was a psychologist. He attended Indiana State University and later Calvin College (now Calvin University) in Michigan, where he received his PhD. in psychology in 2013. What took him in a new career direction? "I was attracted to American Income Life because the Company afforded me the freedom to make my own schedule, the ability to travel, and the opportunity to create outstanding relationships," he recalls. "I've since held top positions as Supervising Agent (SA), General Agent (GA), and Master General Agent (MGA) for the entire Company ... number 11 MGA in 2015, and number six MGA in 2016. But the professional and personal development through constant, yet necessary, challenges is what's most rewarding about joining American Income Life," he adds.