Home Credit Consumer Finance Co., Ltd. ("HCCFC") is a licensed consumer finance company, which is invested by a world leading consumer finance provider Home Credit N.V. and started its operations at the end of 2010. As at June 30, 2019, HCCFC has presence in 312 cities covering 29 provinces together with municipalities directly under the central government in China. By working closely with national retail chains such as D.Phone and Suning and cooperating with over 260,000 retail partners, it has set up over 260,000 POS outlets across the country. Meanwhile, Home Credit is accelerating its digitization as well. Over 30 million customers have registered Home Credit's mobile app year-to-date and thus entered its service ecosystem. Driven by its superior ability of data capture and analysis and by leveraging the Big Data and bioidentification technology, Home Credit is able to integrate the cutting-edge risk management capabilities into each link of its business process, thus efficiently serving its customers with FinTech. Service hotline: 400-027-1262 More information about HCCFC is available at: www.homecreditcfc.cn