RYVYL (RVYL) is a publicly traded technology company that builds customized, Blockchain-based payment solutions. Based in San Diego. We develop individual disruptive applications integrated with an end-to-end suite of financial products that benefit most industries. OUR TECHNOLOGY SOLUTIONS RYVYL is a fully-integrated, secure, Blockchain-based system that includes compliance, financial audit prep, expense tracking, tax payments, register-specific features, and data fidelity controls. Our software is developed both in-house and with international subsidiaries. RYVYL also develops the required electronics modifications in partnership with different vendors to create Point of Sale machines that are an upgraded offering from existing solutions. The QuickCard payment infrastructure, capable of instantly settling transactions, has unparalleled security with fully integrated Blockchain secured ledger technology and also includes offline functionality.