SMART is a pioneer in e-government solutions and transactions processing in the Middle East & Africa. SMART has designed, implemented, integrated and is operating the largest e-government subsidies and social services program in Egypt and the region serving over 60 Million citizens. SMART was established in 2005, with authorized capital of EGP 200 million and 34 million paid in capital, with main shareholders include National Telecom Holding Company (NTC), and the Egyptian National Post Office (ENPO) and managed by experts in the fields operations, software engineering, electronic payment systems, security, and telecommunications. * A total of 10 products offered via the proposed 2 divisions: * G2C (Government – to – Citizen): - e-Rations card (Food Stamp) projects. - Salary & Pensions Card projects. - Health Insurance Card projects * C2G (Citizen – to – Government): - Tax collection projects. - Transit fare collection systems. * G2G (government – to – Government): -Generic data processing solutions * C2C (Citizen – to – Citizen): - Domestic remittances projects -SMART ASP solutions, offers the following applications: - Bill payment & Mobile top-up solutions. - Fleet card operations. - General purpose prepaid payment cards (Salary & Pensions cards, Retailer cards, Money transfer solutions, Billing & Collections solutions)