CashBUS is a market-leading mobile consumer financial service provider in China, offering inclusive micro consumer loans via a single payment and installment loan option. In China, there are over 600 million people with a FICO credit score equivalent to 700 or less, with difficulties of obtaining credit from traditional sources. CashBUS fills this need by leveraging big data and advanced machine learning techniques to calculate individual’s creditworthiness through thousands of non-traditional data sources. The user experience is quick, consumer friendly, and affordable compared to alternative available lenders. In addition, CashBUS has a strong focus on customer protection as demonstrated through its capped accrued interest and fees, as well as stringent product design. CashBUS is headquartered in Shanghai, employs over 230 people, and currently operates exclusively in China.