Ibdaa Microfinance is a non-banking Lebanese financial institution aiming to provide affordable microfinance services to micro and small entrepreneur. Ibdaa Lebanon is a pioneer initiative of the Arab Gulf Fund for Development (AGFUND) jointly with socially responsible Lebanese investors. Established as a joint stock company with a capital provision of US 5 million, Ibdaa operates as a non-banking financial institution whose shareholders do not seek return on their invested capital. The company launched its operations through its first branch in Beirut, in 2012. After focusing on micro and small entrepreneurs as well as productive women, Ibdaa aims at reaching a big number of clients through partnerships and a network of branches all over the Lebanese territories and a diversified range of products. Mission and Vision of the Company: Ibdaa's mission is to contribute to the success of the efforts aiming at reducing the problems of poverty and unemployment in Lebanon by providing sustainable financial services to needy talented people and by targeting small entrepreneurs, women and the youth. Provide a range of financial and non-financial services that meet the needs of Ibdaa's clients; and spread the culture of microfinance among Lebanese citizens as a means of local development;