United Consumer Financial Services (UCFS) offers consumer financing for retailers (pets, jewelry, furniture, lawn equipment, hot tubs), in-home sellers (cleaning systems, water), home improvements, medical equipment (portable oxygen concentrators, hearing aids, CPAP machines, stair lifts), medical services (cosmetic procedures, LASIK) and for professional services including tax relief, timeshare relief, funeral services, pet training and veterinary services. Financing sales offers businesses the ability to grow because consumers can make their purchase with low monthly payments with repayment periods of 12, 24, 36 or 48 months. UCFS serves the United States, Puerto Rico, most Canadian provinces, Australia, New Zealand, Italy and the United Kingdom. Distributors, dealers and merchants count on UCFS for fast, easy and reliable financing services, from instant consumer credit, 17-hour-per-day call-center operations, online credit applications and contracts, to consumer online account inquiry and automatic, recurring bill-pay. Merchants use a portal to view consumer activity. No matter the size of our business customers, financing programs are customized for each organization’s specific business needs. Over 4 million consumer installment contracts have been purchased from our business customers, in a broad range of quality, from prime to substandard. We have customized finance programs for hundreds of companies. Our long-term relationships make UCFS the go-to organization for businesses looking to expand their customer base.