We are a boutique Financial Technology company that has become synonymous with innovative solutions around the world. Our sole focus is finding ways to optimise the way our customers do business and make money. Our products are designed to help reduce costs, deliver ROI and stay ahead of the competition. We are the expert driving-force behind a number of successful first-of-their-kind banking solutions that continue to deliver superior results. Innovation is not just a catchphrase, it’s at the core of everything we do. Our unique business case-driven approach has a proven track record for yielding excellent results for our clients. Don’t just take our word for it, have a look at the integral role we have played in the success of South African Retail Bank FNB, a division of FirstRand Limited, which was named the world’s most innovative bank at the 2012 BAI-Finacle Global Banking Innovation Awards. Founded in 2005, Luminous continues to expand its global reach as a Fintech innovator.