Arman Financial Services Limited (ASFL), true to the meaning of its name (‘Aspiration’ or ‘Wish’), bridges the gap between people’s aspirations, wishes, and reality. A Reserve Bank of India (RBI) registered category ‘A’ Non-Banking Finance Company – Asset Finance Company (NBFC-AFC) with rural and semi-rural financing at the center of its business model, Arman provides affordable financing with simple, no-hassle loan products. AFSL and its sister concerns offer two major financial services: Two-wheeler and three-wheeler finance and Group-Based Microfinance, offered by Namra Finance Ltd – a wholly-owned subsidiary of AFSL. Namra Finance is a RBI Registered NBFC-Microfinance Institution (MFI).