We provide assistance in the following areas: Investments: Bonds, Common Stock, Traditional IRA, Roth IRA, SEP IRA, Simple IRA. Financial Planning: Retirement Plans, Tax Plans, 401(k) Planning, 403(b) Planning, College Plans, Estate Plans, Money Purchase Plans, & Profit Sharing Plans Insurance: Life Insurance, Long-Term-Care Insurance, & Variable Annuity Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA / SIPC, a Broker-Dealer and Registered Investment Adviser. Some advisory services offered through Financial Management Strategies, Inc. Cetera is under separate ownership from any other named entity.