ERN Israel LTD is Israel's leading and largest Check Guarantee Company, servicing over 15,000 merchants and processing approximately ILS 5 Billion in 2016. ERN provides merchants a real-time electronic guarantee of check payments by their customers. According to Bank of Israel, check usage is on the rise in Israel in the last decade and ERN uses its proprietary check processing system to allow customers to take advantage of additional credit limits outside of those assigned by Israeli banks and credit card companies. Enabling customers to pay by check also benefits ERN's merchants in numerous ways, including increasing sales, increasing the customer base, and expanding sales to current customers. MImun Plus (Financing Plus) – A complementary service to check plus, offers merchants a truly hands-off check service, not only guaranteeing payment, financing those checks, abut also handling the back-end needed to process checks In Israel. From deposits to financing, Mimun Plus merchants simply swipe their checks and ERN takes care of the rest. Ashrai Plus (Credit Plus) – A third service, Entering the Business to Business guarantee market, ERN is now poised to allow businesses a new way to increase their purchasing lines of credit with this service. The company prides itself as a top place to work as ranked by its employees. ERN is led by its CEO, Shai Preminger, and a management team with a combined experience of over 150 years in the payment processing field. ERN employs approximately 180 people out of its Tel Aviv headquarters. The marked satisfaction of ERN's customers is reflected in its double-digit growth each year. The company’s customer base includes many of Israel's biggest big-box and chain -stores in various sectors, including supermarkets, electronics, apparel, ,furnishings, the automobile markets and more. ERN also serves thousands of privately-owned businesses and small merchants from all sectors throughout the country.