Our purpose is to provide consumers across Europe with seamless access to individualised financial services of the highest quality to help people improve their lives and financial health. We believe all individuals should have the ability to access financial services digitally – anytime, anywhere. We use AI, consumer behaviour analytics, psychometrics and big data to reach the right customers with the right message on the right platform at the right moment in real time. With our technology and extensive financial services and banking knowledge, we have the ability to ensure all individuals in Europe are able to access credit. We're an ever-growing, ever-ambitious FinTech, with a team of innovators who aim to deliver the best non-banking lending products built for your smartphone.