Public Joint Stock Company "BANK FORUM" has been working at the Ukrainian market since 1994. As of today our financial institution is part of the group of large banks according to the classification of the National Bank of Ukraine. Forum Bank Bank is a universal bank which offers a full range of banking services, follows the best modern standards of banking business and as of today serves over 500 000 customers. Forum Bank has a policy of transparency and openness. The bank’s annual financial statements are confirmed by independent international auditors. Every year Bank Forum is being highly rated by leading international rating agency Fitch Ratings. For many years Forum Bank has been cooperating with international financial organizations and has had correspondent relations with many leading banks worldwide. Since 2001 Bank Forum has been closely cooperating with the European Bank for Reconstruction and Development (EBRD), implementing in Ukraine a number of joint programs: Lending Program for Small and Medium-Size Business, Microlending Program, Trade Facilitation Program, Mortgage Lending Program. In December 2007 Bank Forum became a participant of the all-Ukrainian EBRD program on energy efficiency increase. Forum Bank was the first Ukrainian banking institution to conduct private placement of 10% of its shares among foreign investors (in 2005), and in 2006 issued and successfully placed Eurobonds.