We are passionate about coaching our clients today and into the future on the best way for them to become more independent, have more quality time at home and ultimately help them make their dreams come true. We do this through effective management of their liabilities. With our state of the art Borrow Smart software, we can help you understand and analyze the best and most effective way for you to borrow and how this choice can impact your future wealth. Do you wonder if your borrowing is the most effective way to buy a home? Refinance? What is the true cost of your debts? We can help in a variety of ways, including our on-line coaching tools, 1 on 1 financial independence coaching and through effective borrowing on all types of mortgages. We can do conventional loans, jumbo and mega jumbo loans and our specialty – VA Loans. Many homeowners or first time buyers like to stay updated as to what is going on in the mortgage marketplace. Just send me an email, daniel@sandiegolending.us, and say “subscribe” and you will have access to great weekly updates and information regarding the mortgage world. You can also call me directly at 858.688.6813 to set up a no cost initial consultation. Our address is 7676 Hazard Center Drive, Suite 500, San Diego, CA 92108 NMLS# 282193