UUMOO is a “SMALL VALUE PAYMENT” service. A GRID of APPLICATIONS, that enables User to ‘pay’ a Merchant, or a Smart Machine - in ‘proximity’ or ‘remotely,’ emulating cash in your wallet, using Smartphone and Internet. UUMOO is also a PLATFORM that enables you to EXCHANGE, TRADE and conduct COMMERCE instantaneously, in REAL-TIME or in ESCROW, ANYTIME and ANYWHERE. All UUMOO services are LOCATION AWARE that will open-up new opportunity in TRADE and COMMERCE.