HÜBENER VERSICHERUNGS AG Unusual risks or special risks, are those risks which normal insurance companies do not underwrite or are very unwilling to underwrite. There can be many reasons for this. The most common reason is the generally acknowledged higher risk which these special risks are exposed to. The Huebener Insurance Company actively seeks such risks, which comprise discoteques and gaming halls but also sport studios, videotheques and entertainment venues in general. Multifunctional shopping malls with retail shops, cinemas, bowling alleys and discoteques are therefore one of Huebener’s prime targets.