BluePenguin provides electronification of a business customers’ accounts payable. No matter how you wish to pay or how your vendors wish to be paid, you can support it through a single integration to BluePenguin. Unlike most other companies who license their technology from a legacy player, we have built a full stack technology platform specifically for B2B commerce. This provides our customers with unparalleled flexibility, scalability and security. BluePenguin's commercial customers use our platform to convert traditional labor-intensive vendor payments to digital card payments which are more secure, comply with card network rules and standards, and can be used at 30 million acceptors nationwide. More importantly, you can use our platform without creating PCI exposure or risk. We offer both turnkey integrations to common AP platforms, low-code / no-code environments, and a RESTful API, all designed to ease implementation for customers from SMB to Enterprise level. Value added partners are our primary distribution method, they consume and distribute our products through to their commercial customers and portfolios, enhancing existing relationships. We offer both white-label and no-label solution designs, so partners can monetize the payable streams in their customer portfolios as a natural extension of their own value propositions.