Habitat for Humanity is a non-profit that builds and repairs affordable and sustainable homes in partnership with people in need and communities that care. Founded in 1985, Habitat for Humanity of Durham has broken ground on more than 400 homes with local families whose housing is unsound, unsafe, or overcrowded. Habitat serves as both builder and mortgage lender. Through no-interest loans, Habitat offers affordable mortgage payment to families that don't qualify for traditional loans. This is made possible through generous contributions of volunteer labor, money, and materials by Habitat supporters and through the 'recycling' of homeowner mortgage payments.