ICCU was founded in 1935 with the explicit purpose of improving the financial well-being of our members. Belonging to our local institution funds the responsible lending options and higher yielding deposit products we provide in our community. As other financial institutions in our area merge and change names, ICCU remains committed to our members and neighbors. Led by a local management team and a volunteer board of directors, we continue to offer competitive financial solutions such as: Free Checking Account with Debit Card Getting Paid up to two days early with Direct Deposit Fixed Rate Credit Cards Online and Mobile Banking Auto, Recreational, and Home Loans Share Certificates and Money Market Accounts