Echelon takes an innovative and unconventional approach to commercial insurance and employee benefits. We are what happens when you marry state-of-the-art technology, automation and analytics tools with proprietary and unique risk financing strategies to create the optimal solution, unique to every client. Understanding the entire continuum of risk finance gives us the ability to help organizations create opportunity and organizational value from expenses they usually considered entirely sunk. The concept of insurance is based on the pooling of risks, so those with good loss experiences subsidize those with bad loss experiences. Alternative strategies are available to the organizations that have done a good job managing their loss history, are tired of subsidizing the people who aren’t and are interested in finding a better way to finance their own risk, taking them out of the “rat race” that are the commercial insurance and employee benefits markets.