Neighborhood Lending Partners is a multi-bank lending consortium established in 1993 as a non-profit mortgage banking corporation, and was certified in 1997 as a CDFI. NLP serves the State of Florida, and has provided community lending programs for its member financial institutions benefitting low income communities and underserved populations for the past 25+ years. NLP offers products, services and programs that were created to incentivize the private sector to invest in affordable housing and community revitalization. NLP is actively engaged with local governments and housing authorities, providing NLP's services and loan products and encouraging use of NLP's underwriting models that allow for the recapture of the dwindling supply of public subsidy to the greatest degree possible. By combining local SHIP, HOME, CDBG and other funds with NLP resources, local governments are able to enhance and multiply the utilization of their funds; achieve maximum leveraging of their funds and produce a greater level of community impact and assistance.