Whether you are a business seeking advice about your employee benefit plans, commercial insurance or an individual in need of consultation on your personal insurance, The Heritage Group can offer an innovative and comprehensive insurance solution. Since 1993, The Heritage Group has been providing insurance services, solutions and professional advice to businesses and individuals. Our approach is highly consultative, leveraging over 50 years of combined experience in designing and implementing innovative, comprehensive insurance solutions. We continually monitor our client's insurance portfolio, review and re-assess their changing insurance needs. Through two generations of Terpening family management, clients have relied upon The Heritage Group to deliver thoughtful insurance solutions and service of the highest caliber. Our clients benefit from direct access to knowledgeable dedicated professionals, as well as the active involvement of the firm's founders. Whether you are a business seeking advice about your employee benefit plans, commercial insurance or an individual in need of consultation on your personal insurance, we are here to offer our services. The Heritage Group serves a diverse group of clients throughout New York State. We welcome you to explore our web site to learn more about us and the many ways we may be able to serve you.