MoxyOne is the solution to underutilised cryptocurrencies. It allows companies to incorporate within their ecosystems, a reliable financial infrastructure that gives their token holders an opportunity to spend their tokens. With features such as a debit card, wallet system and virtual debit card, users will be able to make purchases within company ecosystems and “real-world” merchants worldwide. SPEND token holders will have the opportunity to utilise the MoxyOne infrastructure with many benefits such as a rewards system and negligible fees.