Explorer Insurance works exclusively through independent agencies to offer comprehensive auto insurance products and services to individuals, families, and businesses. By establishing close partnerships with agencies, we work together to offer customers the coverages, options, and services that meet their individual needs. Our partnerships are built on our core values: Committed Innovative Responsive Explorer Personal Auto Insurance is available throughout California and Florida. Explorer Business Auto Insurance is currently available in California only. Explorer has been writing auto insurance in California since 1992, and in Florida since 2000. Headquartered in Santa Clarita, California, Explorer also has an office in Orlando, Florida. Explorer is a member company of ICW Group.