As an online bank that has been operating successfully from Malta, an EU Member State since 2004, our customers commend us for our reliable, efficient and personal service; always being readily available to help, to guide and answer their questions. Our aim is to provide our corporate and personal clients with straightforward, simple to use and competitively priced products. We do this by designing tailor-made solutions to meet the banking requirements of specific economic sectors; specialising in products that can support the growth ambitions of small to medium-sized businesses, as well as personal customers. We obtained our license as a credit institution in 1994. Over the years, we have expanded our online activities to serve an increasing business and personal banking customer base across Malta, Belgium and France. Our skilled multi-lingual helpdesk team service these clients daily, through our live chat, email or country-specific freephone numbers. We are firm believers in adding a human element to all our touch-points, making it easier for our customers to conduct their banking business with us. Izola Factor provides fast financing solutions, by providing factoring to businesses based in Belgium or the Netherlands who are looking to release cash flow that would otherwise be locked up in invoices from slow paying customers. Izola Saver is an online savings product, specifically designed for personal customers in Malta, Belgium and France, who would like to benefit from an attractive interest rate and enjoy the flexibility of depositing or withdrawing funds in harmony with their lifestyle and saving ambitions. Being part of a successful family run business, the Van Marcke Group, ensures stability and a long-term vision which allows us to move into the future confidently and at a steady pace.