Axo is a fintech company working as a digital broker for personal lending. Our task is to help the customer with filling out and sending the loan application to several banks. This is important because interest rates vary from bank to bank. As soon as all the banks have assessed the loan application, we contact the and present the best offer. The interest rate offered is individual and is first presented together with the loan offer. Because the interest rate can vary, it's important to let all the banks process the application before we present an offer. As a financial agent, we can only charge commission from the banks we work with. The banks don't have the opportunity to offer a higher interest rate through our service. In order for us to stay on top and always be able to bring you the best offer, it is important that we work with the best banks and lenders in the industry. This way, our customers save both time and money. Axo was established in Oslo during the financial crisis in 2008, and has grown to have revenue of 250+ MNOK with solid results. The company was founded by Stig Arff and Morten Armand Johansen, and sold to US-based private equity company Corsair Capital in 2019. The company is currently present in Norway, Sweden and Finland under the brand of Axo, and in Denmark under the brand of LendMe. Our business is regulated by the Norwegian Financial Supervisory Authority (Finanstilsynet), which means that we have clear agreements with all the banks and lenders we cooperate with. There are also requirements that all loan offers must meet in accordance with Finanstilsynet's guidelines for good lending practices.