Link Money is revolutionizing payments in the United States with the first Pay by Bank solution focused exclusively on the US market. Our solution harnesses the power of open banking to offer merchants an alternative payment option that is both low-cost and convenient for customers who want to pay using their bank accounts. Link Money makes Pay by Bank as easy as using a credit or debit card while saving merchants up to 70% in payment processing fees. Plus, our proprietary machine-learning process allows us to cover certain return codes and cut down on fraud. Using Link Money is a win-win for merchants and customers.