Our Mission. Change. Key 2 Recovery provides debt collection services to higher education institutions, debt buyers, banks, and businesses. It's owners have nearly 40 years of debt management experience between them and came together to create the most responsive, flexible, service oriented agency in the collection industry. While Key 2 is still a small company it's Recovery Specialists average 9.5 years of collection experience and our clients enjoy all of the customized services they would receive from the large firms. If you are currently managing your delinquent and charged off receivables in-house, Key 2 can add unbudgeted revenue to your bottom line with no out of pocket cost to you.