PFS provides specialist advice in areas including strategy, governance, compliance and licensing, risk management, financial modelling, group insurance, actuarial matters, employee benefits, and management of stakeholder relations. Our clients include AFS licensees, fund managers, superannuation funds, general insurers, life insurers and re-insurers, government agencies, credit unions, employers, and professional associations and industry bodies. Our highly experienced consultants and actuaries personally provide services to a wide range of corporate, government and institutional clients. PFS is an independent, employee-owned consultancy.