Rivers Finance Group Plc, the parent company of Rivers Leasing, Rivers Finance and Rivers Funding is a boutique funder specialising in asset finance and fixed interest business loans to SME customers. We also offer a unique incubator block discounting service for new and smaller independent lenders. With a wide range of business sectors and assets within scope, our approach across all services is competitive and customer centric. Our core values are efficiency, flexibility, simplicity and quality, providing a fast service where credit decisions are made quickly and with minimal fuss thanks to short communication lines and a commercial mindset. Asset Finance Asset finance has been at the heart of Rivers Leasing since we began in 2010, building strong relationships with brokers, suppliers and business owners, concentrating on transaction values between £5,000 and £75,000. Brokers are an integral part of the way we work, appreciating their individual business style, needs and market focus. Business Loans Our business loans are for companies seeking to borrow between £5,000 and £75,000. Repayment terms are set between two-to-five-years, interest is fixed over the term, and both capital and interest are paid monthly. Rivers is known for its quick decision making, giving businesses access to funds efficiently when they require it. Our business loans are designed to help companies operate, grow and develop by gaining access to fast working capital availability, thereby providing greater flexibility, facilitating cash flow and strategic investment. Block Discounting Our incubator block discounting is a unique offering, providing funding for independent brokers, who want to build a book from their own deal flow and build real future value in their book. Giving lenders access to funding lines commencing at £250,000, it can be used to accelerate from an existing small base or as a top-up facility for existing funders who require more flexibility.