NYMIR is a licensed and regulated insurer, owned by nearly 1,000 municipalities throughout New York State. Together, we have established a strong and fiscally responsible company, offering property and casualty insurance to counties, cities, towns, and villages of all sizes. As a not-for-profit program, NYMIR prioritizes customer service, a deep understanding of municipal operations, risk management, and vigorous claims defense, rather than focusing on shareholder returns or corporate earnings. NYMIR is renowned for its high underwriting standards, conservative investment strategy, proactive risk management, and unparalleled member service. This commitment has resulted in an organization with the financial strength to achieve "operating results that consistently outperform the commercial property and casualty industry, and high policyholder retention," as recognized by A. M. Best.