“Moznosti” as first project for micro crediting exists on the Macedonian market since 1996. On June 14, 2000 began to perform all its activities through the Savings House "Mozhnosti" after having received National Bank license with No. 02-14/289-2000. Today the Savings House Moznosti is stable micro financial institution that provides wide range of loan products as well as favourable savings terms. With the invested assets, deposits and loans its main goal is to provide qualitative financial services to physical persons and individuals which work independent and to participate in financing programs for development of small trade organizations. It is significant that directly or indirectly “Moznosti” contributed for sustaining of more than 37.000 jobs, as well as for creation of 7.500 new jobs. The overall success of the Savings House “Moznosti” is due to the incentive to increase the loan products and services that are intended for our clients i.e. target groups: Private enterprises and legal entities Individual producers (agriculture and craftsmen) Women entrepreneurs Physical persons The Savings House “Moznosti” is partner of the global micro finance institution Opportunity International. Whithin its frameworks it is ranked on the third place out of 42 countrees in the world. The rating is made by CAMEL rating system. Its main head office is in Skopje as well as thrее branches. There are 10 other branches throughout the Republic.