Since 1978, we have served the residential lending needs of our communities. Intercap Lending is a dba of Suburban Mortgage Company of New Mexico. Intercap's group of vertically integrated businesses have expanded to provide affordable home ownership opportunities while earning the trust of our employees, borrowers, Realtors, builders and affinity partners. Intercap Lending, with corporate offices located in Irvine, California, is a Fannie Mae, Freddie Mac and Ginnie mae seller/servicer/issuer. Less than 1% of all lenders nationwide have these three investor approvals. Our current originators felt that these approvals were a necessity when they decided to partner with us. In today's mortgage markets, it is critical that your lending partner is not at risk of being adversely affected by aggregator overlays or exiting from the marketplace. We are staffed by a dedicated team of mortgage professionals who are committed to helping the originator succeed by delivering quality service, products and pricing. We have built a strong reputation applying our knowledge, experience and integrity to every aspect of our businesses.