Muthoot Housing Finance Company Ltd. (MHFCL) is a housing finance company registered with the National Housing Bank and commenced its lending operations from September, 2011. MHFCL is headquartered in Mumbai and offers several innovative loan products to provide financial assistance to prospective homeowners who remain underserved. MHFCL was established to enable access to affordable housing finance to the lower and middle income group in semi urban and rural parts of India. MHFCL is the subsidiary of Muthoot Fincorp Ltd, the flagship company of Muthoot Pappachan Group a diversified conglomerate with presence in multiple business verticals.