Dana is an embedded lending platform for banks, financial institutions and network partners to offer digital loans and BNPL to SMEs and individuals through eKYC API, digital credit score API, digital lending and BNPL Engine. Our Lending as-a-Service platfrom enables digital platforms such as marketplaces, digital wallets, PSP and FMCG to offer embedded lending services to its merchants, agents and customers. Dana’s digital credit scoring engine is powered by artificial intelligence that combines data from multiple sources. Fintechs, banks, micro-finance institutions or financial institutions can leverage Dana credit scoring engine to assess creditworthiness of underbanked and credit-excluded borrower’s credit worthiness in less than 3 minutes. We aim to create ecosystem to ensure access to finance and digital lending for underbanked micro and small enterprises and gig economy workers, collar workers and farmers through our partner financial institutions. Our journey is about building future of lending and lending operation system for financial service providers, digital platforms and SMEs.