Bibimoney is a London based Fintech company focusing on financial inclusion in emerging markets. We provide a secure, interoperable, mobile money wallet solution that works on any phone and any mobile network. Our in-house developed, award winning technology enables this interoperable wallet through omni channels: our multi-patented wafer thin SIM-Skin™, APP, Online portals and APIs. The SIM-Skin™ enables all mobile phones, whether feature or smart phones, to remit and receive money internationally and domestically within seconds using encrypted SMS and thereby eliminating the need for data connectivity and USSD partnerships with MNOs. It is fully customizable to white label, comply with local regulation and language preferences. We enable the user access to a full suite of financial services. As a payments solution they have the ability to make payments person-to-person (domestic and international), person-to-merchant, as well as buy prepaid services such as airtime top-ups and make bill payments. In addition we partner with organisations to add nano-financial services such as insurance, pension, loan and saving products. Bibimoney is the only solution that can reach 100% of a mobile market and therefore a imperative for any financial institution wishing to create financial inclusion and provide financial services to the un-banked. We are targeting partnerships with regulated entities, such as banks, remittance pay-out companies or large retailers who provide financial services, as well as those who disburse large sums of money in emerging markets, such as governments, charities and aid organisations.   In addition we are continuously adding Super Agents and Super Merchants as well as Vendor APIs to our platforms to expand our ecosystems. Partners can expect a material commercial financial upside through revenue share on mobile wallet transactions, exponential growth in customer acquisition as well as an enhanced user experience for its clientele.