Over 5% annual return on average? And that since 1991? What others only promise, we deliver. This is shown by our annual return, which has averaged 5.4% since our foundation a good 30 years ago. You too can count on a pension partner for your company that takes a long-term view and makes the most of your retirement assets. Thanks to these sustainably high returns, we are able to offer our insured members a high rate of interest. This success is made possible by our long-term investment strategy. However, we are also aware of our responsibility towards the environment and society. We fulfil this responsibility by, among other things, adhering to the guidelines of the Association for Responsible Investment in our investment decisions, by excluding arms manufacturers or by adhering to ESG criteria when exercising our voting and election rights. We work every day to ensure that our policyholders continue to benefit from above-average interest rates and benefits. This is how we ensure their financial prosperity in the third stage of life.