An advice-led, community-focused set of businesses with an unrivalled local footprint of experts across sectors and specialisms, with national and international reach. Towergate Insurance Brokers The UK's leading independent insurance broker and risk management advisor with offices from Elgin to Redruth, specialising in bespoke policies for SME and commercial entities of all sizes from a wide range of sectors. Towergate Health and Protection A leading UK based private medical insurance broker offering independent advice on private medical insurance, business protection and group risk solutions, looking after the health and wellbeing needs of 11000 businesses and 50000 customers across the world. Bravo Networks Represent the largest network for regional independent insurance brokers in the UK, supporting their growth and providing guidance at every step of the broking journey via a range of dedicated in-house services. Ethos Broking Give broking businesses an alternative, flexible solution to selling their business. Brokerages whose cultural fit aligns with the Ethos community benefit from a collective strength and empowerment to make their own purchases. Usay Compare A market leading comparison service for health insurance, life insurance and income protection. The business removes the hassle and confusion from comparing policies and provide the best quotes on the market. Geo Underwriting Services Limited A chartered MGA and Lloyd’s cover holder, specialising in tailored insurance solutions catering to non-standard and niche requirements. From construction, commercial, property and protection, to agriculture, leisure, entertainment and marine. Leading brands of Thames Underwriting, Lorega, PfP, Lutine, BNU and PIUA span multiple business sectors and cover everything from product creation and capacity placement to distribution and claims management services.