Established in 1840, we were Australia’s first member-owned wellbeing company, delivering health, wealth and care services. We’re committed to real wellbeing for all Australians, and for us, real wellbeing means so much more than physical health. It’s about your standard of living and feeling safe in your home. It’s your personal relationships and being connected to your community. It’s about what you want to achieve in life, while having the security to get out and do what makes you happy. Being a member-owned company—also called a mutual— gives us the freedom to invest money back into the services and solutions that matter most to our members, customers and the Australian community. A financially secure future doesn’t happen without smart guidance and solid decision making. With our financial planning, advice and banking services, we’ll support you to make the most of your income.