Let us do the heavy lifting so you can focus on providing the excellent member service that your commercial borrowers expect from a credit union. Whether your needs are in commercial underwriting, loan servicing, documentation, or in the development of commercial lending policies and procedures, Lucro can assist in maximizing the potential of your commercial loan program. Our team of lending professionals consists of over 825 years of collective commercial lending experience. Embracing digital transformation, Lucro develops and offers innovative business lending technology solutions to our partners. This includes a user-friendly small business lending portal, a streamlined LOS lite, and a dynamic loan participation marketplace. If needed, these platforms are supported by the experienced and dedicated Lucro team. Although we provide technology solutions to assist our credit unions in competing in a fast-paced digital world, we are a service first CUSO, not a fintech company. Lucro services are designed to enhance commercial lending programs of any size and level of sophistication. Whether you are embarking on your business lending journey or managing a mature portfolio, Lucro is here to provide the support and expertise you need to thrive in today's competitive landscape. Heavy Lifting Explained: • Since our 2003 inception we have underwritten over 30 billion in commercial loans all while our partners have enjoyed delinquency and net charge-offs well under the national average. That’s about 400 loans a month. No loan is too complex or simple for us! • Our services are à la carte. We make fix costs variable. Please use our team as much or as little as needed to be successful! We are here to help! Our experienced team work to fill any gaps you need closed. • We built our Digital solutions for you! Each platform is a collaboration between Lucro and our partners. Our solutions are cost-effective and practical, but most importantly they work very well.