The BOA Financial Group of related companies (“Group”) was formed with the primary objective of providing financial services in a cost-efficient, technology driven and user-friendly manner to customers around the world. The Group aims to revolutionise the traditional financial services industry by delivering user-friendly, intuitive and convenient financial services and products to customers while using a transparent and cost-efficient pricing model. To achieve this, the Group is investing heavily in technology and user experience, including setting up the BoA Innovation Lab to develop proprietary technologies with a focus on the development of artificial intelligence and its application in the financial industry. The Group’s businesses include banking & financing, securities dealing, insurance agency and soon corporate finance and asset management.