Since they were founded in 2009, The Innovate Companies have remained committed to providing excellent service to our clients and customers in the auto finance marketplace. The Innovate Companies provide end-to-end origination and servicing platforms for consumer auto loans and leases encompassing the entire credit spectrum, from super-prime to deep sub-prime. Through its three branded business lines, The Innovate Companies offer auto loan and lease originations and servicing, bulk portfolio acquisitions, backup servicing, and vehicle remarketing. • Innovate Auto Finance provides direct and indirect loan and lease origination and portfolio valuation and acquisition services. • Innovate Loan Servicing through a fully automated customer contact solution, provides customer care, collections, payment processing, custodian, insurance claim processing, bankruptcy management, and title administration on a primary or backup basis. • Caprock Auto Remarketing repossesses and actively remarkets your collateral to maximize the value of your investment using wholesale or retail (when appropriate) liquidation channels. The Innovate Companies clients include investors, banks, credit unions, finance companies, and auto dealerships across the United States. Our mission continues to be to maximize returns for our clients and efficiently and effectively service our client’s portfolios while exceeding expected levels of client service and customer satisfaction. We look forward to continuing to improve on our products and services, expanding on our current partnerships, and gaining new ones. Remember the name Innovate.