Kredinor is Norway's leading company within Credit Management Services and Portfolio Investments, with ambitions to become a leading company within our sector in the Nordics. We are present in Norway, Sweden, Finland, and Denmark. Kredinor is almost 150 years old with roots back to 1876. Our clear growth ambition is built on a sustainable strategy where we redefine how we work for the good of society. Staying on top of finances is an everlasting challenge in our society, both in business and in private households. To overcome these struggles, we need to think and behave differently. That is why we launched our new vision “We help you make it” during 2022. Our contribution is to help our customer restore their financial health as quickly and efficient as possible. It may seem like an insignificant change, but at Kredinor we have customers, not debtors. It is our responsibility to see each customer as a whole person whom we must help, and not add to the burden. This is a fundamental change in our mindset that underlies everything we do going forward. Our vision “We help you make it” reflects our commitment to putting the best interests of our customers first. We recognize that falling into debt can happen to everyone and can have serious consequences. Finding sustainable solutions tailored to the customers’ needs, financial position, and individual circumstances, improves the likelihood for repaying our clients. When we succeed, we improve the situation for our customers, our clients, and Kredinor, creating a win-win-win situation. Our values Curious, Compassionate, Courageous, and Committed are chosen in a process involving all employees at Kredinor. The values express how we want Kredinor to be perceived, and define our behaviour. They are our inner compass guiding us in our daily work, when difficult decisions are to be taken, and when we are faced with complicated and challenging situations. Kredinor seek to have the best informed and most competent employees.